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San Augustine Mortgage Calculator

Estimate your true cost of homeownership in San Augustine with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$874
P&I Payment$507
Taxes & Ins$165
Utilities$202
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Mortgage Details

$95,200
Local Median: $95,200
$19,040 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$874

Monthly Breakdown

Principal & Interest
$507
Property Taxes
$47
Homeowners Ins.
$119
Utilities
$202

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$106,213

Local Housing Facts for San Augustine

  • ·Median home value: $95,200 (adjusted for current market conditions)
  • ·Est. property taxes: $559/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,422/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,428/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in San Augustine?

Based on the local median home value, estimated real estate property taxes in San Augustine are around $559 per year.

What is the average home price in San Augustine?

The median home value in San Augustine is currently estimated at $95,200.

How much does homeowners insurance cost in San Augustine?

For a median priced home, homeowners insurance in San Augustine averages around $1,422 annually.

What is the true total cost of owning a home in San Augustine?

True homeownership costs go beyond principal and interest. In San Augustine, a typical homeowner with a median-priced home of $95,200 can expect to pay roughly $559/yr in property taxes, $1,422/yr for homeowners insurance, and $2,428/yr in energy utilities. That adds approximately $367 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.