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Cost of Living in San Juan

Is it better to rent or buy in San Juan? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$32,586
$707/mo

Median in area: $707

$196,627

Median in area: $196,627

$39,325

If you Rent

🔑
$846 /mo
Base Rent$707
Est. Utilities$139
% of Income31.2%
Pre-tax Residual$1,870

If you Buy

🏠
$1,338 /mo
P&I (6.976%)$1,044
Taxes & Ins$155
Est. Utilities$139
% of Income49.3%
Pre-tax Residual$1,378

Cost of Living FAQs

Is it cheaper to rent or buy in San Juan?

Based on median housing data, renting is currently more affordable on a monthly basis in San Juan. The estimated all-in monthly cost for renting is $846, while owning a median-priced home with a 20% down payment is roughly $1,338 per month (a difference of $492).

How much do utilities cost in San Juan?

The average monthly utility cost (electricity and natural gas) for a typical home in San Juan is approximately $139. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in San Juan?

To comfortably afford the median rent and utilities in San Juan without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $33,840 per year.