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San Patricio Mortgage Calculator

Estimate your true cost of homeownership in San Patricio with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,324
P&I Payment$914
Taxes & Ins$321
Utilities$89
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Mortgage Details

$172,631
Local Median: $172,631
$34,526 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,324

Monthly Breakdown

Principal & Interest
$914
Property Taxes
$128
Homeowners Ins.
$193
Utilities
$89

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$190,867

Local Housing Facts for San Patricio

  • ·Median home value: $172,631 (adjusted for current market conditions)
  • ·Est. property taxes: $1,536/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,314/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,070/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in San Patricio?

Based on the local median home value, estimated real estate property taxes in San Patricio are around $1,536 per year.

What is the average home price in San Patricio?

The median home value in San Patricio is currently estimated at $172,631.

How much does homeowners insurance cost in San Patricio?

For a median priced home, homeowners insurance in San Patricio averages around $2,314 annually.

What is the true total cost of owning a home in San Patricio?

True homeownership costs go beyond principal and interest. In San Patricio, a typical homeowner with a median-priced home of $172,631 can expect to pay roughly $1,536/yr in property taxes, $2,314/yr for homeowners insurance, and $1,070/yr in energy utilities. That adds approximately $410 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.