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Cost of Living in Sangamon County

Is it better to rent or buy in Sangamon County? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

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Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$82,628
$1,101/mo

Median in area: $1,101

$182,595

Median in area: $182,595

$36,519

If you Rent

🔑
$1,306 /mo
Base Rent$1,101
Est. Utilities$205
% of Income19.0%
Pre-tax Residual$5,580

If you Buy

🏠
$1,584 /mo
P&I (7.143%)$986
Taxes & Ins$393
Est. Utilities$205
% of Income23.0%
Pre-tax Residual$5,302

Compare Nearby Areas

See how Sangamon County stacks up against neighboring areas.

countyMacoupin County, IL
$827/mo
countyLogan County, IL
$830/mo
countyMorgan County, IL
$776/mo
countyMenard County, IL
$864/mo
countyChristian County, IL
$773/mo

Cost of Living FAQs

Is it cheaper to rent or buy in Sangamon County?›

Based on median housing data, renting is currently more affordable on a monthly basis in Sangamon County. The estimated all-in monthly cost for renting is $1,306, while owning a median-priced home with a 20% down payment is roughly $1,584 per month (a difference of $278).

How much do utilities cost in Sangamon County?›

The average monthly utility cost (electricity and natural gas) for a typical home in Sangamon County is approximately $205. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in Sangamon County?›

To comfortably afford the median rent and utilities in Sangamon County without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $52,240 per year.