Local
Estimate your true cost of homeownership in Santa Barbara with localized property taxes, insurance, and utility data.
← Back to Santa Barbara HubTake this Santa Barbara scenario further — you stay anonymous.
Used with your down payment to fetch a live, scenario-specific rate.
Loan balance and total interest paid over 30 years.
Based on the local median home value, estimated real estate property taxes in Santa Barbara are around $7,232 per year.
The median home value in Santa Barbara is currently estimated at $1,558,422.
For a median priced home, homeowners insurance in Santa Barbara averages around $962 annually.
True homeownership costs go beyond principal and interest. In Santa Barbara, a typical homeowner with a median-priced home of $1,558,422 can expect to pay roughly $7,232/yr in property taxes, $962/yr for homeowners insurance, and $1,890/yr in energy utilities. That adds approximately $840 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.