Local
Learn about the people, housing, costs and businesses in Santa Rosa, New Mexico
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Santa Rosa.
True all-in cost — P&I, taxes, insurance & utilities for homes in Santa Rosa.
Find and compare lenders active near Santa Rosa.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Santa Rosa.
Seismic risk and earthquake insurance estimates for Santa Rosa.
Wildfire exposure and insurance estimates for Santa Rosa.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Santa Rosa is approximately 6.978% (7.020% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Santa RosaThe median home value in Santa Rosa is $110k. The median monthly rent is $590. Annual property taxes average $526. Home values are based on U.S. Census Bureau American Community Survey estimates.
Based on a typical all-in ownership cost of $559/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $24k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Santa Rosa is $43k/year.
Calculate your buying powerThe largest employment sectors in Santa Rosa are public administration (21%) and wholesale trade (15%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.