Local
Learn about the people, housing, costs and businesses in Sapphire Ridge, Montana
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Sapphire Ridge.
True all-in cost — P&I, taxes, insurance & utilities for homes in Sapphire Ridge.
Find and compare lenders active near Sapphire Ridge.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Sapphire Ridge.
Seismic risk and earthquake insurance estimates for Sapphire Ridge.
Wildfire exposure and insurance estimates for Sapphire Ridge.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Sapphire Ridge is approximately 6.933% (6.970% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Sapphire RidgeThe median home value in Sapphire Ridge is $238k. The median monthly rent is $495. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Based on a typical all-in ownership cost of $639/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $27k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Sapphire Ridge is $59k/year.
Calculate your buying powerThe largest employment sectors in Sapphire Ridge are agriculture and mining (37%) and construction (37%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.