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Saugus Mortgage Calculator

Estimate your true cost of homeownership in Saugus with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$4,544
P&I Payment$3,639
Taxes & Ins$656
Utilities$250
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Mortgage Details

$696,081
Local Median: $696,081
$139,216 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$4,544

Monthly Breakdown

Principal & Interest
$3,639
Property Taxes
$508
Homeowners Ins.
$148
Utilities
$250

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$753,265

Local Housing Facts for Saugus

  • ·Median home value: $696,081 (adjusted for current market conditions)
  • ·Est. property taxes: $6,090/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,776/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,995/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Saugus?

Based on the local median home value, estimated real estate property taxes in Saugus are around $6,090 per year.

What is the average home price in Saugus?

The median home value in Saugus is currently estimated at $696,081.

How much does homeowners insurance cost in Saugus?

For a median priced home, homeowners insurance in Saugus averages around $1,776 annually.

What is the true total cost of owning a home in Saugus?

True homeownership costs go beyond principal and interest. In Saugus, a typical homeowner with a median-priced home of $696,081 can expect to pay roughly $6,090/yr in property taxes, $1,776/yr for homeowners insurance, and $2,995/yr in energy utilities. That adds approximately $905 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.