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Saugus Union Mortgage Calculator

Estimate your true cost of homeownership in Saugus Union with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$5,550
P&I Payment$4,621
Taxes & Ins$685
Utilities$244
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Mortgage Details

$886,682
Local Median: $886,682
$177,336 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$5,550

Monthly Breakdown

Principal & Interest
$4,621
Property Taxes
$598
Homeowners Ins.
$87
Utilities
$244

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$954,079

Local Housing Facts for Saugus Union

  • ·Median home value: $886,682 (adjusted for current market conditions)
  • ·Est. property taxes: $7,178/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,045/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,926/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Saugus Union?

Based on the local median home value, estimated real estate property taxes in Saugus Union are around $7,178 per year.

What is the average home price in Saugus Union?

The median home value in Saugus Union is currently estimated at $886,682.

How much does homeowners insurance cost in Saugus Union?

For a median priced home, homeowners insurance in Saugus Union averages around $1,045 annually.

What is the true total cost of owning a home in Saugus Union?

True homeownership costs go beyond principal and interest. In Saugus Union, a typical homeowner with a median-priced home of $886,682 can expect to pay roughly $7,178/yr in property taxes, $1,045/yr for homeowners insurance, and $2,926/yr in energy utilities. That adds approximately $929 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.