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Cost of Living in Sauk City

Is it better to rent or buy in Sauk City? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$98,802
$1,180/mo

Median in area: $1,180

$292,965

Median in area: $292,965

$58,593

If you Rent

$1,416 /mo
Base Rent$1,180
Est. Utilities$236
% of Income17.2%
Pre-tax Residual$6,818

If you Buy

$2,250 /mo
P&I (6.967%)$1,554
Taxes & Ins$460
Est. Utilities$236
% of Income27.3%
Pre-tax Residual$5,983

Cost of Living FAQs

Is it cheaper to rent or buy in Sauk City?

Based on median housing data, renting is currently more affordable on a monthly basis in Sauk City. The estimated all-in monthly cost for renting is $1,416, while owning a median-priced home with a 20% down payment is roughly $2,250 per month (a difference of $834).

How much do utilities cost in Sauk City?

The average monthly utility cost (electricity and natural gas) for a typical home in Sauk City is approximately $236. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in Sauk City?

To comfortably afford the median rent and utilities in Sauk City without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $56,640 per year.