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Scituate Mortgage Calculator

Estimate your true cost of homeownership in Scituate with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$6,118
P&I Payment$4,968
Taxes & Ins$872
Utilities$278
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Mortgage Details

$952,274
Local Median: $952,274
$190,455 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$6,118

Monthly Breakdown

Principal & Interest
$4,968
Property Taxes
$688
Homeowners Ins.
$184
Utilities
$278

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$1,026,483

Local Housing Facts for Scituate

  • ·Median home value: $952,274 (adjusted for current market conditions)
  • ·Est. property taxes: $8,259/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,208/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,340/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Scituate?

Based on the local median home value, estimated real estate property taxes in Scituate are around $8,259 per year.

What is the average home price in Scituate?

The median home value in Scituate is currently estimated at $952,274.

How much does homeowners insurance cost in Scituate?

For a median priced home, homeowners insurance in Scituate averages around $2,208 annually.

What is the true total cost of owning a home in Scituate?

True homeownership costs go beyond principal and interest. In Scituate, a typical homeowner with a median-priced home of $952,274 can expect to pay roughly $8,259/yr in property taxes, $2,208/yr for homeowners insurance, and $3,340/yr in energy utilities. That adds approximately $1,151 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.