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Scott County Mortgage Calculator

Estimate your true cost of homeownership in Scott County with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,345
P&I Payment$947
Taxes & Ins$200
Utilities$198
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Mortgage Details

$178,138
Local Median: $178,138
$35,628 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,345

Monthly Breakdown

Principal & Interest
$947
Property Taxes
$84
Homeowners Ins.
$116
Utilities
$198

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$198,298

Local Housing Facts for Scott County

  • ·Median home value: $178,138 (adjusted for current market conditions)
  • ·Est. property taxes: $1,006/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,389/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,379/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Scott County?

Based on the local median home value, estimated real estate property taxes in Scott County are around $1,006 per year.

What is the average home price in Scott County?

The median home value in Scott County is currently estimated at $178,138.

How much does homeowners insurance cost in Scott County?

For a median priced home, homeowners insurance in Scott County averages around $1,389 annually.

What is the true total cost of owning a home in Scott County?

True homeownership costs go beyond principal and interest. In Scott County, a typical homeowner with a median-priced home of $178,138 can expect to pay roughly $1,006/yr in property taxes, $1,389/yr for homeowners insurance, and $2,379/yr in energy utilities. That adds approximately $398 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.