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Learn about the people, housing, costs and businesses in Scott Valley, California
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Scott Valley.
True all-in cost — P&I, taxes, insurance & utilities for homes in Scott Valley.
Find and compare lenders active near Scott Valley.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Scott Valley.
Seismic risk and earthquake insurance estimates for Scott Valley.
Wildfire exposure and insurance estimates for Scott Valley.
As of today, the 30-year fixed mortgage rate for Scott Valley is approximately 6.994% (7.034% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Scott ValleyThe median home value in Scott Valley is $314k. The median monthly rent is $1,142. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Scott Valley have increased 6.1% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $959/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $41k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Scott Valley is $69k/year.
Calculate your buying powerThe largest employment sectors in Scott Valley are public administration (21%) and agriculture and mining (15%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.