Local
Learn about the people, housing, costs and businesses in Sea Ranch, California
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Sea Ranch.
True all-in cost — P&I, taxes, insurance & utilities for homes in Sea Ranch.
Find and compare lenders active near Sea Ranch.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Sea Ranch.
Seismic risk and earthquake insurance estimates for Sea Ranch.
Wildfire exposure and insurance estimates for Sea Ranch.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Sea Ranch is approximately 7.024% (7.057% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Sea RanchThe median home value in Sea Ranch is $1.3M. The median monthly rent is $1,839. Annual property taxes average $8k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Sea Ranch have increased 4.4% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,662/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $71k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Sea Ranch is $127k/year.
Calculate your buying powerThe largest employment sectors in Sea Ranch are healthcare (23%) and public administration (15%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.