Safe Rate Local
Learn about the people, housing, costs and businesses in Sebastian, Florida
Real local data across mortgage, insurance, natural hazard, and place.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Sebastian.
True all-in cost — P&I, taxes, insurance & utilities for homes in Sebastian.
Find and compare lenders active near Sebastian.
FEMA flood zones and flood insurance estimates for Sebastian.
Seismic risk and earthquake insurance estimates for Sebastian.
Wildfire exposure and insurance estimates for Sebastian.
As of today, the 30-year fixed mortgage rate for Sebastian is approximately 6.896% (6.939% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for SebastianThe median home value in Sebastian is $308k. The median monthly rent is $1,616. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Sebastian have increased 10.6% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,055/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $45k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Sebastian is $67k/year.
Calculate your buying powerThe largest employment sectors in Sebastian are public administration (17%) and healthcare (16%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.