Local
Learn about the people, housing, costs and businesses in Sebastian, Texas
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Sebastian.
True all-in cost — P&I, taxes, insurance & utilities for homes in Sebastian.
Find and compare lenders active near Sebastian.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Sebastian.
Seismic risk and earthquake insurance estimates for Sebastian.
Wildfire exposure and insurance estimates for Sebastian.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Sebastian is approximately 7.106% (7.152% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for SebastianThe median home value in Sebastian is $72k. The median monthly rent is $330. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Based on a typical all-in ownership cost of $388/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $17k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Sebastian is $41k/year.
Calculate your buying powerThe largest employment sectors in Sebastian are public administration (22%) and information and media (12%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.