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Seguin Mortgage Calculator

Estimate your true cost of homeownership in Seguin with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost

$1,926

P&I Payment$1,402

Taxes & Ins$375

Utilities$149

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Mortgage Details

Home Price$263,931

Local Median: $263,931

Down Payment$52,786 (20%)

Interest Rate

Loan Term

Credit Score

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Property Taxes / yr$3,162

Homeowners Ins. / yr$1,333

Include Flood InsuranceOptional

Estimated based on Seguin FEMA risk profiles.

Include Est. Utilities$1,790/yr

Based on DOE LEAD data for Seguin.

Monthly$1,926

Monthly Breakdown

Principal & Interest

$1,402

Property Taxes

$264

Homeowners Ins.

$111

Utilities

$149

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest

$293,494

Local Housing Facts for Seguin

·Median home value: $263,931 (adjusted for current market conditions)
·Est. property taxes: $3,162/yr — pre-loaded from county assessment data
·Homeowners insurance (HO-3): $1,333/yr — based on local per-$1K premium rates
·Energy utilities: $1,790/yr — sourced from DOE LEAD survey data
·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Seguin?

Based on the local median home value, estimated real estate property taxes in Seguin are around $3,162 per year.

What is the average home price in Seguin?

The median home value in Seguin is currently estimated at $263,931.

How much does homeowners insurance cost in Seguin?

For a median priced home, homeowners insurance in Seguin averages around $1,333 annually.

What is the true total cost of owning a home in Seguin?

True homeownership costs go beyond principal and interest. In Seguin, a typical homeowner with a median-priced home of $263,931 can expect to pay roughly $3,162/yr in property taxes, $1,333/yr for homeowners insurance, and $1,790/yr in energy utilities. That adds approximately $524 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.