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Sequim Mortgage Calculator

Estimate your true cost of homeownership in Sequim with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$3,229
P&I Payment$2,734
Taxes & Ins$339
Utilities$156
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Mortgage Details

$521,842
Local Median: $521,842
$104,368 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$3,229

Monthly Breakdown

Principal & Interest
$2,734
Property Taxes
$261
Homeowners Ins.
$78
Utilities
$156

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$566,717

Local Housing Facts for Sequim

  • ·Median home value: $521,842 (adjusted for current market conditions)
  • ·Est. property taxes: $3,127/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $940/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,869/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Sequim?

Based on the local median home value, estimated real estate property taxes in Sequim are around $3,127 per year.

What is the average home price in Sequim?

The median home value in Sequim is currently estimated at $521,842.

How much does homeowners insurance cost in Sequim?

For a median priced home, homeowners insurance in Sequim averages around $940 annually.

What is the true total cost of owning a home in Sequim?

True homeownership costs go beyond principal and interest. In Sequim, a typical homeowner with a median-priced home of $521,842 can expect to pay roughly $3,127/yr in property taxes, $940/yr for homeowners insurance, and $1,869/yr in energy utilities. That adds approximately $495 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.