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Sereno del Mar Mortgage Calculator

Estimate your true cost of homeownership in Sereno del Mar with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$5,246
P&I Payment$4,669
Taxes & Ins$368
Utilities$208
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Mortgage Details

$883,158
Local Median: $883,158
$176,632 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$5,246

Monthly Breakdown

Principal & Interest
$4,669
Property Taxes
$288
Homeowners Ins.
$81
Utilities
$208

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$974,408

Local Housing Facts for Sereno del Mar

  • ·Median home value: $883,158 (adjusted for current market conditions)
  • ·Est. property taxes: $3,452/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $969/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,494/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Sereno del Mar?

Based on the local median home value, estimated real estate property taxes in Sereno del Mar are around $3,452 per year.

What is the average home price in Sereno del Mar?

The median home value in Sereno del Mar is currently estimated at $883,158.

How much does homeowners insurance cost in Sereno del Mar?

For a median priced home, homeowners insurance in Sereno del Mar averages around $969 annually.

What is the true total cost of owning a home in Sereno del Mar?

True homeownership costs go beyond principal and interest. In Sereno del Mar, a typical homeowner with a median-priced home of $883,158 can expect to pay roughly $3,452/yr in property taxes, $969/yr for homeowners insurance, and $2,494/yr in energy utilities. That adds approximately $576 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.