Local
Learn about the people, housing, costs and businesses in Setauket, New York
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Setauket.
True all-in cost — P&I, taxes, insurance & utilities for homes in Setauket.
Find and compare lenders active near Setauket.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Setauket.
Seismic risk and earthquake insurance estimates for Setauket.
Wildfire exposure and insurance estimates for Setauket.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Setauket is approximately 6.793% (6.825% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for SetauketThe median home value in Setauket is $783k. The median monthly rent is $3,381. Annual property taxes average $10k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Setauket have increased 14.0% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $3,517/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $151k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Setauket is $229k/year.
Calculate your buying powerThe largest employment sectors in Setauket are public administration (43%) and healthcare (16%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.