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Cost of Living in Seward County

Is it better to rent or buy in Seward County? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

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Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$65,512
$928/mo

Median in area: $928

$132,859

Median in area: $132,859

$26,572

If you Rent

🔑
$1,151 /mo
Base Rent$928
Est. Utilities$223
% of Income21.1%
Pre-tax Residual$4,308

If you Buy

🏠
$1,231 /mo
P&I (7.16%)$719
Taxes & Ins$289
Est. Utilities$223
% of Income22.5%
Pre-tax Residual$4,229

Compare Nearby Areas

See how Seward County stacks up against neighboring areas.

countyTexas County, OK
$855/mo
countyBeaver County, OK
$830/mo
countyHaskell County, KS
$830/mo
countyStevens County, KS
$910/mo
countyMeade County, KS
$786/mo

Cost of Living FAQs

Is it cheaper to rent or buy in Seward County?›

Based on median housing data, renting is currently more affordable on a monthly basis in Seward County. The estimated all-in monthly cost for renting is $1,151, while owning a median-priced home with a 20% down payment is roughly $1,231 per month (a difference of $80).

How much do utilities cost in Seward County?›

The average monthly utility cost (electricity and natural gas) for a typical home in Seward County is approximately $223. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in Seward County?›

To comfortably afford the median rent and utilities in Seward County without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $46,040 per year.