Safe Rate Local

Mortgage Rates in Sheboygan County, WI

7.140%APR 7.171% · $1,588/mo (20% Down)
Updated daily · May 21, 2026+0.225% (14d)
Safe Rate Choice20% Down Conv.
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14-Day Rate Trend
+0.225%
LO 6.889%HI 7.140%TODAY 7.140%
ProductRate / APR Mo. Payment Points
15-Year Refi
15-year fixed refinance
0% Down740 FICO15-yr
6.260%
6.305% APR
$1,951
Principal & Interest
$0 Points
FHA Streamline
FHA streamline refinance
+$130/mo MI
0% Down640 FICO30-yr
6.275%
7.043% APR
$1,783
Principal & Interest
$0 Points
VA Cash-Out
VA cash-out refinance
0% Down640 FICO30-yr
6.423%
6.796% APR
$1,839
Principal & Interest
$0 Points
VA IRRRL
VA streamline refinance
0% Down640 FICO30-yr
6.428%
6.579% APR
$1,681
Principal & Interest
$0 Points
Rate/Term Refi
Conventional rate/term refinance
0% Down740 FICO30-yr
7.163%
7.194% APR
$1,538
Principal & Interest
$0 Points
Cash-Out Refi
Conventional cash-out refinance
0% Down740 FICO30-yr
7.500%
7.533% APR
$1,645
Principal & Interest
$0 Points

Mortgage Rates in Sheboygan County: Local Market Snapshot

Median Home Value
$287,401
2-Yr Appreciation
23.2%
increase
Median Income
$77,459
household
Price-to-Income
3.7x
within reach

Rates updated daily via Safe Rate's pricing engine using live investor rate sheets, calibrated to Sheboygan County's local loan limits and FHFA market data. Your actual rate depends on credit score, down payment, and lender.

Frequently Asked Questions

Market Snapshot

FIPS 55117
Average Home Value
$287,401
Average Rent
$953/mo
Average Income
$77,459
Property Tax
$3,155/yr
Avg Loan
$227,365
Avg LTV
77.3%

Estimated Insurance

Homeowners Insurance
HO-3 policy · covers dwelling, property & liability
$55/mo
Flood Insurance$18/mo
Risk TierModerate
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Rates are representative estimates using base pricing sourced from national wholesale lenders. Safe Rate Mortgage is a broker driven platform. Estimated rates incorporate 1.40% lender paid compensation (minimum $2,000, maximum $4,000). At initial launch, no compensation occurs. Demographic and housing data sourced from public HUD and FHFA datasets.