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Learn about the people, housing, costs and businesses in Shelby County County
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Shelby County.
Estimate payments for homes in Shelby County.
People, housing & businesses in Shelby County.
Find and compare lenders active near Shelby County.
Homeowners, flood & wildfire estimates for Shelby County.
Income, rent and all-in ownership costs for Shelby County.
FEMA flood zones and flood insurance estimates for Shelby County.
Seismic risk and earthquake insurance estimates for Shelby County.
Wildfire exposure and insurance estimates for Shelby County.
As of today, the 30-year fixed mortgage rate for Shelby County is approximately 6.986% (7.011% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Shelby CountyThe median home value in Shelby County is $334k. The median monthly rent is $1,470. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Shelby County have increased 14.8% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,430/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $61k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Shelby County is $106k/year.
Calculate your buying powerThe largest employment sectors in Shelby County are public administration (23%) and healthcare (11%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.
Adjacent counties and areas