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Learn about the people, housing, costs and businesses in Shepherd High, Montana
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Shepherd High.
True all-in cost — P&I, taxes, insurance & utilities for homes in Shepherd High.
Find and compare lenders active near Shepherd High.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Shepherd High.
Seismic risk and earthquake insurance estimates for Shepherd High.
Wildfire exposure and insurance estimates for Shepherd High.
As of today, the 30-year fixed mortgage rate for Shepherd High is approximately 6.864% (6.899% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Shepherd HighThe median home value in Shepherd High is $353k. The median monthly rent is $1,519. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Shepherd High have increased 6.8% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,306/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $56k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Shepherd High is $83k/year.
Calculate your buying powerThe largest employment sectors in Shepherd High are public administration (23%) and wholesale trade (10%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.