Safe Rate Local
Learn about the people, housing, costs and businesses in Sierra Vista, Arizona
Real local data across mortgage, insurance, natural hazard, and place.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Sierra Vista.
True all-in cost — P&I, taxes, insurance & utilities for homes in Sierra Vista.
Find and compare lenders active near Sierra Vista.
FEMA flood zones and flood insurance estimates for Sierra Vista.
Seismic risk and earthquake insurance estimates for Sierra Vista.
Wildfire exposure and insurance estimates for Sierra Vista.
As of today, the 30-year fixed mortgage rate for Sierra Vista is approximately 6.950% (6.987% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Sierra VistaThe median home value in Sierra Vista is $236k. The median monthly rent is $1,250. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Sierra Vista have increased 12.5% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,164/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $50k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Sierra Vista is $72k/year.
Calculate your buying powerThe largest employment sectors in Sierra Vista are public administration (28%) and healthcare (13%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.