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Learn about the people, housing, costs and businesses in Siesta Key, Florida
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Siesta Key.
True all-in cost — P&I, taxes, insurance & utilities for homes in Siesta Key.
Find and compare lenders active near Siesta Key.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Siesta Key.
Seismic risk and earthquake insurance estimates for Siesta Key.
Wildfire exposure and insurance estimates for Siesta Key.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Siesta Key is approximately 6.802% (6.835% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Siesta KeyThe median home value in Siesta Key is $1.2M. The median monthly rent is $3,044. Annual property taxes average $7k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Siesta Key have increased 3.4% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $2,240/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $96k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Siesta Key is $122k/year.
Calculate your buying powerThe largest employment sectors in Siesta Key are public administration (23%) and healthcare (19%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.