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Learn about the people, housing, costs and businesses in Smith County County
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Smith County.
Estimate payments for homes in Smith County.
People, housing & businesses in Smith County.
Find and compare lenders active near Smith County.
Homeowners, flood & wildfire estimates for Smith County.
Income, rent and all-in ownership costs for Smith County.
FEMA flood zones and flood insurance estimates for Smith County.
Seismic risk and earthquake insurance estimates for Smith County.
Wildfire exposure and insurance estimates for Smith County.
As of today, the 30-year fixed mortgage rate for Smith County is approximately 7.071% (7.101% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Smith CountyThe median home value in Smith County is $122k. The median monthly rent is $676. Annual property taxes average $501. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Smith County have increased 17.4% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $557/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $24k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Smith County is $62k/year.
Calculate your buying powerThe largest employment sectors in Smith County are public administration (25%) and retail (19%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.
Adjacent counties and areas