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Learn about the people, housing, costs and businesses in Smith, Oklahoma
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Smith.
True all-in cost — P&I, taxes, insurance & utilities for homes in Smith.
Find and compare lenders active near Smith.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Smith.
Seismic risk and earthquake insurance estimates for Smith.
Wildfire exposure and insurance estimates for Smith.
As of today, the 30-year fixed mortgage rate for Smith is approximately 6.871% (6.906% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for SmithThe median home value in Smith is $97k. The median monthly rent is $1,179. Annual property taxes average $794. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Smith have increased 11.7% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $725/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $31k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Smith is $41k/year.
Calculate your buying powerThe largest employment sectors in Smith are public administration (25%) and wholesale trade (11%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.