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Learn about the people, housing, costs and businesses in Smoaks, South Carolina
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Smoaks.
True all-in cost — P&I, taxes, insurance & utilities for homes in Smoaks.
Find and compare lenders active near Smoaks.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Smoaks.
Seismic risk and earthquake insurance estimates for Smoaks.
Wildfire exposure and insurance estimates for Smoaks.
As of today, the 30-year fixed mortgage rate for Smoaks is approximately 6.973% (7.015% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for SmoaksThe median home value in Smoaks is $87k. The median monthly rent is $540. Annual property taxes average $545. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Smoaks have increased 24.7% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $552/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $24k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Smoaks is $54k/year.
Calculate your buying powerThe largest employment sectors in Smoaks are public administration (24%) and information and media (19%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.