Local
Learn about the people, housing, costs and businesses in Smock, Pennsylvania
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Smock.
True all-in cost — P&I, taxes, insurance & utilities for homes in Smock.
Find and compare lenders active near Smock.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Smock.
Seismic risk and earthquake insurance estimates for Smock.
Wildfire exposure and insurance estimates for Smock.
As of today, the 30-year fixed mortgage rate for Smock is approximately 7.042% (7.083% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for SmockThe median home value in Smock is $129k. The median monthly rent is $725. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Smock have increased 10.2% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $668/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $29k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Smock is $58k/year.
Calculate your buying powerThe largest employment sectors in Smock are public administration (18%) and information and media (16%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.