Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

Soddy-Daisy Mortgage Calculator

Estimate your true cost of homeownership in Soddy-Daisy with localized property taxes, insurance, and utility data.

← Back to Soddy-Daisy Hub
Est. Total Monthly Cost
$2,179
P&I Payment$1,755
Taxes & Ins$242
Utilities$183
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this Soddy-Daisy scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$333,351
Local Median: $333,351
$66,670 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,179

Monthly Breakdown

Principal & Interest
$1,755
Property Taxes
$128
Homeowners Ins.
$114
Utilities
$183

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$365,159

Local Housing Facts for Soddy-Daisy

  • ·Median home value: $333,351 (adjusted for current market conditions)
  • ·Est. property taxes: $1,538/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,364/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,190/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Soddy-Daisy?

Based on the local median home value, estimated real estate property taxes in Soddy-Daisy are around $1,538 per year.

What is the average home price in Soddy-Daisy?

The median home value in Soddy-Daisy is currently estimated at $333,351.

How much does homeowners insurance cost in Soddy-Daisy?

For a median priced home, homeowners insurance in Soddy-Daisy averages around $1,364 annually.

What is the true total cost of owning a home in Soddy-Daisy?

True homeownership costs go beyond principal and interest. In Soddy-Daisy, a typical homeowner with a median-priced home of $333,351 can expect to pay roughly $1,538/yr in property taxes, $1,364/yr for homeowners insurance, and $2,190/yr in energy utilities. That adds approximately $424 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.