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Sodus Point Mortgage Calculator

Estimate your true cost of homeownership in Sodus Point with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,258
P&I Payment$1,614
Taxes & Ins$442
Utilities$202
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Mortgage Details

$302,243
Local Median: $302,243
$60,449 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,258

Monthly Breakdown

Principal & Interest
$1,614
Property Taxes
$378
Homeowners Ins.
$64
Utilities
$202

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$339,138

Local Housing Facts for Sodus Point

  • ·Median home value: $302,243 (adjusted for current market conditions)
  • ·Est. property taxes: $4,538/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $762/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,427/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Sodus Point?

Based on the local median home value, estimated real estate property taxes in Sodus Point are around $4,538 per year.

What is the average home price in Sodus Point?

The median home value in Sodus Point is currently estimated at $302,243.

How much does homeowners insurance cost in Sodus Point?

For a median priced home, homeowners insurance in Sodus Point averages around $762 annually.

What is the true total cost of owning a home in Sodus Point?

True homeownership costs go beyond principal and interest. In Sodus Point, a typical homeowner with a median-priced home of $302,243 can expect to pay roughly $4,538/yr in property taxes, $762/yr for homeowners insurance, and $2,427/yr in energy utilities. That adds approximately $644 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.