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Learn about the people, housing, costs and businesses in Sophia, West Virginia
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Sophia.
True all-in cost — P&I, taxes, insurance & utilities for homes in Sophia.
Find and compare lenders active near Sophia.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Sophia.
Seismic risk and earthquake insurance estimates for Sophia.
Wildfire exposure and insurance estimates for Sophia.
As of today, the 30-year fixed mortgage rate for Sophia is approximately 7.201% (7.249% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for SophiaThe median home value in Sophia is $114k. The median monthly rent is $878. Annual property taxes average $643. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Sophia have increased 10.8% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $612/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $26k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Sophia is $37k/year.
Calculate your buying powerThe largest employment sectors in Sophia are retail (21%) and public administration (21%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.