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Sour Lake Mortgage Calculator

Estimate your true cost of homeownership in Sour Lake with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,845
P&I Payment$1,248
Taxes & Ins$387
Utilities$210
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Mortgage Details

$236,270
Local Median: $236,270
$47,254 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,845

Monthly Breakdown

Principal & Interest
$1,248
Property Taxes
$223
Homeowners Ins.
$164
Utilities
$210

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$260,363

Local Housing Facts for Sour Lake

  • ·Median home value: $236,270 (adjusted for current market conditions)
  • ·Est. property taxes: $2,681/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,963/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,520/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Sour Lake?

Based on the local median home value, estimated real estate property taxes in Sour Lake are around $2,681 per year.

What is the average home price in Sour Lake?

The median home value in Sour Lake is currently estimated at $236,270.

How much does homeowners insurance cost in Sour Lake?

For a median priced home, homeowners insurance in Sour Lake averages around $1,963 annually.

What is the true total cost of owning a home in Sour Lake?

True homeownership costs go beyond principal and interest. In Sour Lake, a typical homeowner with a median-priced home of $236,270 can expect to pay roughly $2,681/yr in property taxes, $1,963/yr for homeowners insurance, and $2,520/yr in energy utilities. That adds approximately $597 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.