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Learn about the people, housing, costs and businesses in South Amboy, New Jersey
Real local data across mortgage, insurance, natural hazard, and place.
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in South Amboy.
True all-in cost — P&I, taxes, insurance & utilities for homes in South Amboy.
Find and compare lenders active near South Amboy.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for South Amboy.
Seismic risk and earthquake insurance estimates for South Amboy.
Wildfire exposure and insurance estimates for South Amboy.
As of today, the 30-year fixed mortgage rate for South Amboy is approximately 6.985% (7.024% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for South AmboyThe median home value in South Amboy is $202k. The median monthly rent is $983. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in South Amboy have increased 18.5% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,015/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $44k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in South Amboy is $68k/year.
Calculate your buying powerThe largest employment sectors in South Amboy are public administration (22%) and retail (16%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.