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South Boston Mortgage Calculator

Estimate your true cost of homeownership in South Boston with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,348
P&I Payment$1,013
Taxes & Ins$141
Utilities$194
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Mortgage Details

$191,015
Local Median: $191,015
$38,203 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,348

Monthly Breakdown

Principal & Interest
$1,013
Property Taxes
$74
Homeowners Ins.
$67
Utilities
$194

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$211,747

Local Housing Facts for South Boston

  • ·Median home value: $191,015 (adjusted for current market conditions)
  • ·Est. property taxes: $892/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $800/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,327/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in South Boston?

Based on the local median home value, estimated real estate property taxes in South Boston are around $892 per year.

What is the average home price in South Boston?

The median home value in South Boston is currently estimated at $191,015.

How much does homeowners insurance cost in South Boston?

For a median priced home, homeowners insurance in South Boston averages around $800 annually.

What is the true total cost of owning a home in South Boston?

True homeownership costs go beyond principal and interest. In South Boston, a typical homeowner with a median-priced home of $191,015 can expect to pay roughly $892/yr in property taxes, $800/yr for homeowners insurance, and $2,327/yr in energy utilities. That adds approximately $335 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.