Local
Learn about the people, housing, costs and businesses in South Deerfield, Massachusetts
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in South Deerfield.
True all-in cost — P&I, taxes, insurance & utilities for homes in South Deerfield.
Find and compare lenders active near South Deerfield.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for South Deerfield.
Seismic risk and earthquake insurance estimates for South Deerfield.
Wildfire exposure and insurance estimates for South Deerfield.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for South Deerfield is approximately 6.832% (6.866% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for South DeerfieldThe median home value in South Deerfield is $415k. The median monthly rent is $1,334. Annual property taxes average $6k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in South Deerfield have increased 20.2% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,510/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $65k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in South Deerfield is $106k/year.
Calculate your buying powerThe largest employment sectors in South Deerfield are public administration (29%) and wholesale trade (12%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.