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South Houston Mortgage Calculator

Estimate your true cost of homeownership in South Houston with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost

$1,252

P&I Payment$829

Taxes & Ins$356

Utilities$67

Also calculate:FHA Calculator VA Calculator

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Mortgage Details

Home Price$157,169

Local Median: $157,169

Down Payment$31,434 (20%)

Interest Rate

Loan Term

Credit Score

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Property Taxes / yr$2,388

Homeowners Ins. / yr$1,881

Include Flood InsuranceOptional

Estimated based on South Houston FEMA risk profiles.

Include Est. Utilities$798/yr

Based on DOE LEAD data for South Houston.

Monthly$1,252

Monthly Breakdown

Principal & Interest

$829

Property Taxes

$199

Homeowners Ins.

$157

Utilities

$67

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest

$172,863

Local Housing Facts for South Houston

·Median home value: $157,169 (adjusted for current market conditions)
·Est. property taxes: $2,388/yr — pre-loaded from county assessment data
·Homeowners insurance (HO-3): $1,881/yr — based on local per-$1K premium rates
·Energy utilities: $798/yr — sourced from DOE LEAD survey data
·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in South Houston?

Based on the local median home value, estimated real estate property taxes in South Houston are around $2,388 per year.

What is the average home price in South Houston?

The median home value in South Houston is currently estimated at $157,169.

How much does homeowners insurance cost in South Houston?

For a median priced home, homeowners insurance in South Houston averages around $1,881 annually.

What is the true total cost of owning a home in South Houston?

True homeownership costs go beyond principal and interest. In South Houston, a typical homeowner with a median-priced home of $157,169 can expect to pay roughly $2,388/yr in property taxes, $1,881/yr for homeowners insurance, and $798/yr in energy utilities. That adds approximately $422 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.