Local
Learn about the people, housing, costs and businesses in South La Paloma, Texas
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in South La Paloma.
True all-in cost — P&I, taxes, insurance & utilities for homes in South La Paloma.
Find and compare lenders active near South La Paloma.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for South La Paloma.
Seismic risk and earthquake insurance estimates for South La Paloma.
Wildfire exposure and insurance estimates for South La Paloma.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for South La Paloma is approximately 6.946% (6.984% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for South La PalomaThe median home value in South La Paloma is $172k. The median monthly rent is $975. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in South La Paloma have decreased 1.4% over the past two years. Buyers may find more negotiating room in this market. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $905/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $39k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in South La Paloma is $70k/year.
Calculate your buying powerThe largest employment sectors in South La Paloma are public administration (29%) and agriculture and mining (13%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.