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South Pasadena Mortgage Calculator

Estimate your true cost of homeownership in South Pasadena with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$10,468
P&I Payment$9,400
Taxes & Ins$887
Utilities$181
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Mortgage Details

$1,803,246
Local Median: $1,803,246
$360,649 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$10,468

Monthly Breakdown

Principal & Interest
$9,400
Property Taxes
$791
Homeowners Ins.
$96
Utilities
$181

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$1,941,348

Local Housing Facts for South Pasadena

  • ·Median home value: $1,803,246 (adjusted for current market conditions)
  • ·Est. property taxes: $9,495/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,151/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,173/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in South Pasadena?

Based on the local median home value, estimated real estate property taxes in South Pasadena are around $9,495 per year.

What is the average home price in South Pasadena?

The median home value in South Pasadena is currently estimated at $1,803,246.

How much does homeowners insurance cost in South Pasadena?

For a median priced home, homeowners insurance in South Pasadena averages around $1,151 annually.

What is the true total cost of owning a home in South Pasadena?

True homeownership costs go beyond principal and interest. In South Pasadena, a typical homeowner with a median-priced home of $1,803,246 can expect to pay roughly $9,495/yr in property taxes, $1,151/yr for homeowners insurance, and $2,173/yr in energy utilities. That adds approximately $1,068 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.