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Learn about the people, housing, costs and businesses in South Point, Texas
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in South Point.
True all-in cost — P&I, taxes, insurance & utilities for homes in South Point.
Find and compare lenders active near South Point.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for South Point.
Seismic risk and earthquake insurance estimates for South Point.
Wildfire exposure and insurance estimates for South Point.
As of today, the 30-year fixed mortgage rate for South Point is approximately 7.064% (7.109% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for South PointThe median home value in South Point is $85k. Annual property taxes average $793. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in South Point have increased 21.3% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $481/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $21k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in South Point is $53k/year.
Calculate your buying powerThe largest employment sectors in South Point are public administration (34%) and information and media (12%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.