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South Portland Mortgage Calculator

Estimate your true cost of homeownership in South Portland with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost

$3,670

P&I Payment$3,009

Taxes & Ins$497

Utilities$164

Also calculate:FHA Calculator VA Calculator

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Mortgage Details

Home Price$573,323

Local Median: $573,323

Down Payment$114,665 (20%)

Interest Rate

Loan Term

Credit Score

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Property Taxes / yr$4,535

Homeowners Ins. / yr$1,430

Include Flood InsuranceOptional

Estimated based on South Portland FEMA risk profiles.

Include Est. Utilities$1,968/yr

Based on DOE LEAD data for South Portland.

Monthly$3,670

Monthly Breakdown

Principal & Interest

$3,009

Property Taxes

$378

Homeowners Ins.

$119

Utilities

$164

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest

$624,609

Local Housing Facts for South Portland

·Median home value: $573,323 (adjusted for current market conditions)
·Est. property taxes: $4,535/yr — pre-loaded from county assessment data
·Homeowners insurance (HO-3): $1,430/yr — based on local per-$1K premium rates
·Energy utilities: $1,968/yr — sourced from DOE LEAD survey data
·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in South Portland?

Based on the local median home value, estimated real estate property taxes in South Portland are around $4,535 per year.

What is the average home price in South Portland?

The median home value in South Portland is currently estimated at $573,323.

How much does homeowners insurance cost in South Portland?

For a median priced home, homeowners insurance in South Portland averages around $1,430 annually.

What is the true total cost of owning a home in South Portland?

True homeownership costs go beyond principal and interest. In South Portland, a typical homeowner with a median-priced home of $573,323 can expect to pay roughly $4,535/yr in property taxes, $1,430/yr for homeowners insurance, and $1,968/yr in energy utilities. That adds approximately $661 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.