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South Union Mortgage Calculator

Estimate your true cost of homeownership in South Union with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,632
P&I Payment$1,342
Taxes & Ins$92
Utilities$198
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Mortgage Details

$254,331
Local Median: $254,331
$50,866 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,632

Monthly Breakdown

Principal & Interest
$1,342
Property Taxes
$53
Homeowners Ins.
$39
Utilities
$198

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$279,481

Local Housing Facts for South Union

  • ·Median home value: $254,331 (adjusted for current market conditions)
  • ·Est. property taxes: $641/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $467/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,378/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in South Union?

Based on the local median home value, estimated real estate property taxes in South Union are around $641 per year.

What is the average home price in South Union?

The median home value in South Union is currently estimated at $254,331.

How much does homeowners insurance cost in South Union?

For a median priced home, homeowners insurance in South Union averages around $467 annually.

What is the true total cost of owning a home in South Union?

True homeownership costs go beyond principal and interest. In South Union, a typical homeowner with a median-priced home of $254,331 can expect to pay roughly $641/yr in property taxes, $467/yr for homeowners insurance, and $2,378/yr in energy utilities. That adds approximately $291 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.