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South Wilmington Mortgage Calculator

Estimate your true cost of homeownership in South Wilmington with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,808
P&I Payment$1,166
Taxes & Ins$394
Utilities$248
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Mortgage Details

$222,866
Local Median: $222,866
$44,573 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,808

Monthly Breakdown

Principal & Interest
$1,166
Property Taxes
$315
Homeowners Ins.
$80
Utilities
$248

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$241,474

Local Housing Facts for South Wilmington

  • ·Median home value: $222,866 (adjusted for current market conditions)
  • ·Est. property taxes: $3,774/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $959/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,973/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in South Wilmington?

Based on the local median home value, estimated real estate property taxes in South Wilmington are around $3,774 per year.

What is the average home price in South Wilmington?

The median home value in South Wilmington is currently estimated at $222,866.

How much does homeowners insurance cost in South Wilmington?

For a median priced home, homeowners insurance in South Wilmington averages around $959 annually.

What is the true total cost of owning a home in South Wilmington?

True homeownership costs go beyond principal and interest. In South Wilmington, a typical homeowner with a median-priced home of $222,866 can expect to pay roughly $3,774/yr in property taxes, $959/yr for homeowners insurance, and $2,973/yr in energy utilities. That adds approximately $642 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.