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Southampton County Mortgage Calculator

Estimate your true cost of homeownership in Southampton County with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,888
P&I Payment$1,317
Taxes & Ins$342
Utilities$229
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Mortgage Details

$248,554
Local Median: $248,554
$49,711 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,888

Monthly Breakdown

Principal & Interest
$1,317
Property Taxes
$121
Homeowners Ins.
$221
Utilities
$229

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$275,291

Local Housing Facts for Southampton County

  • ·Median home value: $248,554 (adjusted for current market conditions)
  • ·Est. property taxes: $1,455/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,650/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,745/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Southampton County?

Based on the local median home value, estimated real estate property taxes in Southampton County are around $1,455 per year.

What is the average home price in Southampton County?

The median home value in Southampton County is currently estimated at $248,554.

How much does homeowners insurance cost in Southampton County?

For a median priced home, homeowners insurance in Southampton County averages around $2,650 annually.

What is the true total cost of owning a home in Southampton County?

True homeownership costs go beyond principal and interest. In Southampton County, a typical homeowner with a median-priced home of $248,554 can expect to pay roughly $1,455/yr in property taxes, $2,650/yr for homeowners insurance, and $2,745/yr in energy utilities. That adds approximately $571 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.