Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

Southern Ute Mortgage Calculator

Estimate your true cost of homeownership in Southern Ute with localized property taxes, insurance, and utility data.

← Back to Southern Ute Hub
Est. Total Monthly Cost
$2,384
P&I Payment$1,979
Taxes & Ins$134
Utilities$271
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this Southern Ute scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$376,853
Local Median: $376,853
$75,371 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,384

Monthly Breakdown

Principal & Interest
$1,979
Property Taxes
$79
Homeowners Ins.
$55
Utilities
$271

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$411,071

Local Housing Facts for Southern Ute

  • ·Median home value: $376,853 (adjusted for current market conditions)
  • ·Est. property taxes: $952/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $658/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,252/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Southern Ute?

Based on the local median home value, estimated real estate property taxes in Southern Ute are around $952 per year.

What is the average home price in Southern Ute?

The median home value in Southern Ute is currently estimated at $376,853.

How much does homeowners insurance cost in Southern Ute?

For a median priced home, homeowners insurance in Southern Ute averages around $658 annually.

What is the true total cost of owning a home in Southern Ute?

True homeownership costs go beyond principal and interest. In Southern Ute, a typical homeowner with a median-priced home of $376,853 can expect to pay roughly $952/yr in property taxes, $658/yr for homeowners insurance, and $3,252/yr in energy utilities. That adds approximately $405 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.