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Learn about the people, housing, costs and businesses in Spade, Texas
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Spade.
True all-in cost — P&I, taxes, insurance & utilities for homes in Spade.
Find and compare lenders active near Spade.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Spade.
Seismic risk and earthquake insurance estimates for Spade.
Wildfire exposure and insurance estimates for Spade.
As of today, the 30-year fixed mortgage rate for Spade is approximately 6.946% (6.984% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for SpadeThe median home value in Spade is $88k. The median monthly rent is $1,180. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Spade have increased 0.1% over the past two years. The market has been relatively stable. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $688/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $29k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Spade is $52k/year.
Calculate your buying powerThe largest employment sectors in Spade are public administration (20%) and wholesale trade (13%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.