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Learn about the people, housing, costs and businesses in Spartanburg
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Spartanburg.
True all-in cost — P&I, taxes, insurance & utilities for homes in Spartanburg.
Find and compare lenders active near Spartanburg.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Spartanburg.
Seismic risk and earthquake insurance estimates for Spartanburg.
Wildfire exposure and insurance estimates for Spartanburg.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Spartanburg is approximately 7.556% (7.577% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for SpartanburgThe median home value in Spartanburg is $223k. The median monthly rent is $1,133. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Spartanburg have increased 20.9% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,001/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $43k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Spartanburg is $68k/year.
Calculate your buying powerThe largest employment sectors in Spartanburg are public administration (21%) and retail (20%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.