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Learn about the people, housing, costs and businesses in Spavinaw, Oklahoma
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Spavinaw.
True all-in cost — P&I, taxes, insurance & utilities for homes in Spavinaw.
Find and compare lenders active near Spavinaw.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Spavinaw.
Seismic risk and earthquake insurance estimates for Spavinaw.
Wildfire exposure and insurance estimates for Spavinaw.
As of today, the 30-year fixed mortgage rate for Spavinaw is approximately 6.953% (6.994% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for SpavinawThe median home value in Spavinaw is $148k. The median monthly rent is $777. Annual property taxes average $849. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Spavinaw have increased 14.8% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $671/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $29k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Spavinaw is $57k/year.
Calculate your buying powerThe largest employment sectors in Spavinaw are public administration (24%) and healthcare (10%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.