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Learn about the people, housing, costs and businesses in Spofford, Texas
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Spofford.
True all-in cost — P&I, taxes, insurance & utilities for homes in Spofford.
Find and compare lenders active near Spofford.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Spofford.
Seismic risk and earthquake insurance estimates for Spofford.
Wildfire exposure and insurance estimates for Spofford.
As of today, the 30-year fixed mortgage rate for Spofford is approximately 6.893% (6.929% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for SpoffordThe median home value in Spofford is $82k. The median monthly rent is $1,272. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Based on a typical all-in ownership cost of $558/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $24k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Spofford is $70k/year.
Calculate your buying powerThe largest employment sectors in Spofford are public administration (20%) and retail (15%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.